Insurance and Risk Management

Insurance and Risk Management

calculator-385506_1280Clients ask for proof of insurance, lenders want you to have the proper insurance, and the list goes on. In the end, everyone, including you, wants to mange and mitigate their exposure, risks and downside.

While most bigger companies hire someone to manage this area, this is yet another hat you get to wear. You rely on your local agent and some other resources and hope you get it covered. In this section, you will hopefully find some additional resources and material to consider that might help. 


Attracting and Retaining Talent – A Top 2015 Risk According to Travelers

Everywhere you turn in our industry, attracting and retaining employees is on the list of top concerns.  In fact, it is number one in many people’s mind.  Makes you wonder if we alone or are other industries in a similar bind? According to the Travelers 2015 Business Risk Index Summary, we are not alone.  “Attracting […]

Bonded Plate

Surety Bonds – An Overview from the Surety Information Office

This content is provided by the Surety Information Office, A surety bond is a written agreement where one party, the surety, obligates itself to a second party, the obligee, to answer for the default of a third party, the principal. Contract Surety Bonds provide financial security and construction assurance on building and construction projects […]

Crane flipped

Risk Management – Introduction and Overview

Many of us in small business today, and landscaping specifically, equate risk management with insuring everything you should [and can afford to] but we all know in reality it can be a lot more. In fact, the topic can be overwhelming, but a basic framework such as the one below can help begin to think […]

Worker's Compensation - Ways to minimize unpleasant bills for landscapers

Worker’s Compensation Audits…Avoiding Unpleasant Surprises

This time of year I often get calls from my clients wondering why they are getting huge bills from their insurance carrier….turns out most times it is the result of the annual audit. There are a couple ways to prevent this. One is to use the “Pay as you Go” option that some carriers offer. You […]

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